professional financial management providing the right finance in the right hands at the right time

Contract Finance

In the same format as the alternative debtor book finance offering, businesses can generate a cash advance from fixed term service and product contracts, where there is a clear written monetary value attached to the contract.

This solution is not limited to any sector, but our funding partner will want to see the following from a contract to make it a fundable proposition:

The contract must be with a Ltd. Or LLP legal entity

There must be at least 6 months remaining on the contract duration with no exit option within this period

There must be a clear commitment in the contract to a fixed value in the funding period

No conditionality attached to the contract payment terms being honoured

The solution can be offered in conjunction with the alternative debtor book facility to increase the qualifying loan value or it can be offered as a separate solution as long as there is a minimum of £200,000 of committed contract value in one or more contracts.


  • Up to 50% of the contract value can be funded straight away.
  • Once the facility is set up only monthly reporting is required. There is no daily workload like the traditional facilities
  • Facility can last as little as 3 months or as long as 3 years, the size can be increased or decreased during this period and extended if required.
  • No Personal Guarantees are required and only a debtor book debenture will be taken as security
  • An interest rate as low as 8% per annum
  • Repayments can be made as interest only with bullet payments at the end of the period or as amortization payments. is the trading name of assured capital & investments ltd registered in england & wales No.10283774aci money nor its parent company is regulated by the financial conducts authority, and as such does not offer any regulated advice, but it does refer clients to regulated advisers where required or requested.
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